Disability Income Protection
Life is unpredictable; therefore, we need to protect ourselves from unforeseen situations such as disability. Disabilities can occur through an injury or illness, including mental health issues.
With certain disabilities it is unknown how long the situation will last. Since each situation can vary for the length of time it takes to get back on track, to protect ourselves we need to ensure we have the right coverage for the duration of the disability until we can return to work, if at all. We must consider short term as well as long term accommodations. There are even government funded products and services available, such as workers’ compensation.
Questions to ask yourself are:
- What would happen if I couldn’t work?
- Are you adequately covered through work or your existing plan?
- Do you qualify for a disability tax credit?
Help yourself and your family.